News and Events


Click the link below to read our news.

Read News..


Housing Finance | newsletter


HF Group (Formerly Housing Finance Company of Kenya) was incorporated on 18th of November 1965 and is the premier mortgage Finance Institution in Kenya licensed under the Banking Act. Housing Finance Company of Kenya took over the Kenyan branch of the First Permanent Building society, a company registered in Zambia, (then Northern Rhodesia) with operations in Malawi, Tanzania, Uganda and Kenya. The entity was owned jointly between the Commonwealth Development Corporation (CDC) who owned 60% equity and the Government of Kenya who owned 40%.

The first chairman of the company was Mr. Peter.M Wise, the CDC regional controller. Other Board members included Mr. J.N Michuki and J.N. Oluoch representing the Kenyan government and J. Scott, F. G. Weaver and A.N. Monckton representing CDC. The shareholding has undergone various changes over the years and today HF Group is a publicly quoted company. The Government of Kenya and CDC Group have gradually been reducing their. CDC sold all its shares to Equity Bank Ltd and British American Investments Company Limited (Britam) on the 11th July 2007. On 31st December 2014, BAICL acquired the 57,270,000 shares that Equity Bank Limited held in HF and currently, the shareholding stands at 2.41% Government, 48.61% Britam, 5.64% NSSF and 43.35% the public.


The HF Group started operations in 1966 with the main objective of implementing the government’s policy of promoting thrift and home ownership. This was to be achieved by providing savings and mortgage facilities to the Kenyan public. The company filled the vacuum created by the demise of the Permanent Building Society’s operations in Kenya and quickly responded to the growing demand from indigenous Kenyans to become individual homeowners. By the end of its first year of business, 34 applications had been considered and approximately Kshs. 400,000.00 advanced to successful applicants.

At the beginning, the operation of the company was restricted to the zoned residential areas within Nairobi and Mombasa. Today, the company has financed various estates countrywide as well as individual houses. Housing Finance has also re-launched the construction offering to meet the changing needs of customers and has helped customers manage their exposure to the various risks and challenges involved in construction finance.

The company rebranded on 6th March 2002, from HFCK, with ‘The Rock of Kenya’ as its slogan to Housing Finance, ‘Turning dreams into homes’. The corporate colors changed from light blue and white to;

  • ORANGE: Reflecting a new beginning’ radiance and optimism, WHITE: Denoting the clear path to attaining ones dreams and BLUE: Reflecting on the strength of our heritage and success.

In August 2015 the Company received approval from the Central Bank of Kenya (CBK) to establish a non-operating holding company and rebranded from Housing Finance to HF Group limited. The company also created a new subsidiary, HFC Limited which is licensed to carry on the business of mortgage finance as well as banking services under the Banking Act.

The HF Group has 4 subsidiaries:

  • HFC Limited; Mortgage and Commercial Banking Solutions
  • HFDI; Property Development and Investment Solutions
  • HF Insurance Agency; Insurance Solutions
  • HF Foundation; Creating an Army of 1 Million Artisans

Resource Center

Other HF GROUP Websites

Follow Us On:

Contact Us
Housing Finance | blogger

Housing Finance | youtube

Head Office: Rehani House
Kenyatta Avenue / Koinange Street
PO Box 30088 – 00100 GPO
main landline (pilot) ISDN                               - 020 3262000
Safaricom - 0722715256/ 0722201175/                 0722708660
Airtel       - 0733617683