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Home Freedom Mortgage

Owning a home has now been made easier. With the Housing Finance & British-American Home Freedom, you can now assign up to 60% of your accrued retirement benefits to acquire the home of your dreams. With the Home Freedom mortgage product, you will not only get financing for your home, but also for the upfront mortgage payments such as the down payment*, stamp duty, valuation and legal fees. All you need to access the Home Freedom mortgage is to be a registered member of a pension / provident fund.

Product Benefits

The following are the benefits received by taking advantage of this product:

  • Up to 115% mortgage financing
  • Mortgage closing costs (Stamp duty, valuation, legal fees) and down payment where required will be covered.
  • Access to all Housing Finance loan products.
  • Competitive insurance packages provided by British-American
  • Joint applicants can combine incomes as well as their accrued pensions as guarantees to cover the loan amount.

Home ownership has never been easier!

For more information, please contact us on 3262600 (Housing Finance), 020 283300 (British-American) / or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

You can also contact your trustee or administrator for more information.

*Terms and conditions apply.

Home Freedom Frequently Asked Questions


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