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Housing Finance | newsletter

1st HOP (Home ownership saving plan)

We are delighted to offer you the Housing Finance 1st HOP Savings Account. An exciting product that is uniquely designed for the Kenyan who desires to save for a home. It aims to promote savings for the sole purpose of home ownership.

1st HOP is a savings plan established under the Cap 470 (Income Tax Act) of the laws of Kenya.

  • Attractive interest rates calculated daily
  • Lower minimum balance (Ksh 1000)
  • No withholding tax on interest earned for balances upto Ksh 3 million
  • No tax (PAYE) on amounts saved to a maximum of Ksh 4000 per month or Ksh 48000 per annum.
Application procedure

To open the account you will require the following:

  • A copy of your National ID and a recent passport size photograph
  • A deposit equal to or exceeding the minimum amount required
  • A letter of introduction from an existing account holder or reference letter from your employer or banker
  • A confirmation of physical address through either an utility bill a bank statement or by the account introducer
  • A copy of the PIN certificate.

Hop to

Apply here


Click here to also access and download full information on all our Savings, Transactional and Deposit accounts

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Head Office: Rehani House
Kenyatta Avenue / Koinange Street
PO Box 30088 – 00100 GPO
main landline (pilot) ISDN                               - 020 3262000
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