Artisan Loan

The product is designed for artisans and are given loans so they can buy equipment and grow their craft and business.



  • Must have undergone training through HFF or any recognized tertiary institution
  • Must be economically active in employment or business
       a) If employed-Must have been employed for over 6 months
       b) Self Employed-Must have 12 months track record in the business
  • Should be able to demonstrate cash flows through the bank account and /or mobile money transactions
  • The applicant should be below 55 years
  • Should be able to provide a guarantor



  • Open  a HFC transactional account 
  • A guarantor statements if he is not banking with us
  • Original ID for borrower and guarantor
  • Bank /Mobile money transactions statements
  • Employers letters letter confirming employment details (If borrower is employed or where a contract has been awarded a letter confirming payment through HFC)



  • Loan amount upto Kes. 350,000
  • Loan duration is 24 months
  • Competitive interest rates
  • Quick processing



A Business Tip Every SME Owner Should Know

The biggest problem founders and owners of small businesses have is that they are experts in

Always Budget When You Borrow Money

Before you borrow money, ensure you can make the monthly payments.

Failure to do so

Asset Finance TIPS

Starting a business is a tricky affair. Maintaining the business momentum and a competitive edge