Micro Credit Individual Loan

This product is designed to provide loans for people running a micro business and need working capital to boost their businesses.


Features and Benefits

  • Loan amount Kes. 10,000 to Kes. 1 Million 
  • Loan duration is 12 months 
  • Competitive interest rates 
  • Quick processing



  • KYC documents for borrower
  • Co-borrower and guarantor e.g. ID, KRA Pin, passport photo
  • Business records and registration certificate where necessary
  • Business licence
  • 6 months bank statements if you are not banking with us


Securities used are

  • Households and Logbook
  • Stock hypothecation
  • Simple deposit over title deed
  • Cash
  • Guarantor(s)
  • Shares from listed companies discounted 50% OMV


A Business Tip Every SME Owner Should Know

The biggest problem founders and owners of small businesses have is that they are experts in

Always Budget When You Borrow Money

Before you borrow money, ensure you can make the monthly payments.

Failure to do so

Asset Finance TIPS

Starting a business is a tricky affair. Maintaining the business momentum and a competitive edge