Micro Credit Group Loan

The product is created to provide loans for individuals who are running businesses and want to borrow through a group guarantee system.

One qualifies for five (5) times his/her savings in the group.

  • Loan amount Kes. 10,000 to Kes. 1 Million
  • Loan duration is 12 months
  • Competitive interest rate
  • Quick processing



  • The group needs to have saved for 8 weeks
  • KYC documents for Borrower   e.g. ID,KRA Pin, passport photo
  • Business records
  • Registration certificate where necessary
  • Business license
  • 6 months bank statements if you are not banking with us


Securities used are: 

  • Households and Logbook
  • Stock hypothecation 
  • Simple deposit over title deed
  • Cash
  • Guaranteed by group members
  • Shares from listed companies discounted 50%



A Business Tip Every SME Owner Should Know

The biggest problem founders and owners of small businesses have is that they are experts in

Always Budget When You Borrow Money

Before you borrow money, ensure you can make the monthly payments.

Failure to do so

Asset Finance TIPS

Starting a business is a tricky affair. Maintaining the business momentum and a competitive edge