SME Loan

  1. Unsecured business Loans

Unsecured business loans are given to customers in performing businesses without tangible security.

This type of business loans is also given to landlords without title deeds.


Features and Benefits

  • Loan amount Kes. 10000to Kes. 1 M
  • Loan duration is 12 months
  • Competitive interest rate
  • Quick processing



  1. KYC documents e.g. ID ,KRA Pin, passport photo
  2. Business records
  3. Registration certificate
  4. Business licence
  5. 6 months bank statements if you are not banking with us


  1. Secured Business loans

Features and Benefits

Here is what you need to apply for this business loan:

  • Maximum Kes. 50M under retail
  • Acceptable collateral includes title deeds, Log book, listed Stocks at NSE, Life insurance policies, cash
  • Working capital loans to run for max of 36 months



Securities used for business loans or SME loans are:

  • Title deeds
  • Cash 
  • Shares from listed companies discounted 50% OMV


A Business Tip Every SME Owner Should Know

The biggest problem founders and owners of small businesses have is that they are experts in

Always Budget When You Borrow Money

Before you borrow money, ensure you can make the monthly payments.

Failure to do so

Asset Finance TIPS

Starting a business is a tricky affair. Maintaining the business momentum and a competitive edge