HFC is the banking and property finance subsidiary of HF Group, offering fully fledged commercial banking and property finance solutions. These competitive solutions are customized to meet the unique needs of our customers. These include Retail Banking, Trade Finance, SME banking, Asset Finance & insurance Premium Financing,  plot loans, construction financing, home loans, project finance and equity release solutions.

The bank has a branch network of 25 branches and has invested in alternative channels to enhance accessibility and convenience for customers. 



Unaudited financial statements and other disclosures 


  • Board Of Directors
  • Benson I Wairegi Benson I Wairegi Director ×

    Benson I Wairegi - Director

    Benson is currently Group Managing Director of Britam Holdings Limited. He joined British-American Insurance Company Ltd. (as it was then called) in 1980 as the Chief Accountant. He had previously worked with Price Waterhouse, the forerunner of PricewaterhouseCoopers for 3 years. Benson’s is currently Vice Chancellor of Kenyatta University.

    Benson holds a Bachelor of Commerce degree in Accounting and an MBA in Strategic Management. He is a member of the Institute of Certified Public Accountants of Kenya (ICPAK).

  • Frank Ireri (EBS) Frank Ireri (EBS) Director ×

    Frank Ireri (EBS) - Director

    Frank Ireri was appointed Managing Director in July 2006, and Group Managing Director on 1st July 2015. He is a seasoned Banker with more than 20 years standing experience and joined the Company from Barclays Bank of Kenya where he was Head of Barclay Card Africa, covering Kenya, Botswana, Zambia, Mauritius, Seychelles and Egypt. Prior to this, he worked with Citibank and Commercial Bank of Africa. During his banking career, he has had international exposure in the Philippines, Poland, Sri Lanka and Zambia.

    In 2014, as part of the Citi Alumni Network, he was awarded the distinguished alumni award for Leadership & Ingenuity in recognition of his tremendous achievements and innovations in the Kenyan mortgage finance industry.

    In 2011, the former President H.E. Mwai Kibaki conferred upon him the Elder in the second class of The Order of the Burning Spear (EBS) in recognition of his distinguished service rendered to the Nation.

    Frank holds a Bachelor of Commerce degree from the University of Nairobi and is a Certified Public Accountant (CPA K).


  • Gladys Ogallo Gladys Ogallo Director ×

    Gladys Ogallo - Director

    Gladys joined the board on 5th December 2014. She holds a Bachelor of Education degree and a Master’s in Business Administration (MBA). She is trained and certified by SHL, South Africa. SHL is the global leader in talent assessment solutions, supporting organizations in the selection, performance management and development of people at all levels and across all sectors.

    She has over 13 years’ experience in the ICT sector working with Africa Online as a Training & Development Manager in charge of 9 countries and later Head of Human Resource at UUNET (now MTN Business). She is the CEO and Founder of Virtual Human Resources Services Ltd.

    Gladys is the Vice Chair of the Group on Capacity Building Initiatives (GCBI). GCBI is constituted by World Telecommunications Development Conference of the International Telecommunications Union. She also consults for the International Telecommunication Union, among other international assignments. Gladys is also a board member of several boards.

  • John Nicholas Ashford- Hodges John Nicholas Ashford- Hodges Director ×

    John Nicholas Ashford- Hodges - Director

    John Nicholas Ashford- Hodges was appointed a Non-Executive Director of HFC Limited effective 26th June 2015. Nicholas Hodges is a Chartered Accountant and Financial Director with broad based international experience particularly in the financial services sector and African markets; - well versed in corporate governance best practice and board committees oversight; - diverse career experience in finance, strategic planning, performance management, Mergers & Acquisitions and consultancy.

    Nicholas Hodges is currently a Director of NNAH Services Limited, a personal service company providing ad hoc advisory and consultancy services, based in Windsor, Berkshire, United Kingdom.

    He holds a Master’s degree (MA) IN Engineering Science from Wadham College, Oxford, England and is a fellow of the Institute of Chartered Accountants in England and Wales (FCA) (ACA 1976).

  • Shilpa Prabhulal Shah Shilpa Prabhulal Shah Director ×

    Shilpa Prabhulal Shah - Director

    Shilpa Prabhulal Shah joined the board on 15th April 2016. She is a Certified Accountant. She is a Fellow of the Chartered Association of Certified Accountants (FCCA) and a practicing member of the Institute of Certified Accountants (ICPAK). She is also a certified Coach (AoEC) and a Member of the Association of Accounting Technicians (AAT).

    She has vast experience in the finance sector having worked with Pricewaterhouse Coopers Nairobi, as a Financial Controller Aga Khan Hospital Nairobi, Group Chief Finance Officer Kensta Group, Head of Finance Eveready East Africa Limited and Group Financial Controller Access Kenya Group Limited.

    She is currently a Director of Bloom Consultancy Limited, a locally incorporated company whose core purpose is to improve the quality of life of its clients unlocking their financial potential. She is on the advisory board of TBL Mirror Fund (a private equity fund), a Financial Consultant and trustee of the Nairobi Greenline (a Non Profit initiative to protect the Nairobi National Park, Treasurer and Executive Committee to the British Business Association of Kenya, an organization which promotes business partnerships between local and British businesses in Kenya, Director and owner of Bloom Investments (a service office business centre) and owner and director of Rightbridge Capital(venture capital fund).

  • Sam Waweru Sam Waweru Managing Director ×

    Sam Waweru - Managing Director

    Sam joined Housing Finance (*now HF Group) in December 2005 as the Head of Internal Audit. He began his career at the international audit and advisory firm of Ernst & Young in 1992 as an Accountant/ Auditor. He has also held the following positions prior to joining Housing Finance; Senior Internal Auditor at Lonrho Africa Management Services; Head of Internal Audit at Uchumi supermarkets; and Head of Internal Audit, Aga Khan Health Services, East Africa.

    He was appointed Managing Director – HFC on 1st July 2015. During his career life, Sam has gained working exposure in different countries which include about ten African countries and the United Kingdom.

    Sam is a Bachelor of Commerce (Accounting Option) graduate of the University of Nairobi and a Certified Public Accountant (CPA K).

  • Steve Mainda (EBS) Steve Mainda (EBS) Chairperson ×

    Steve Mainda (EBS) - Chairperson

    Mr. Steve Mainda (EBS) is the current Chairman and was appointed Director on 3rd December 2014. He has broad and extensive financial, insurance, investment, educational and management background in the Financial Services industry.

    Mr. Mainda is a Fellow of the Institute of Directors of London and holds M.A and B.A Degrees from the Universities of Princeton and Cambridge.

    He is Chairman of HF Group. He holds directorships in; Ryce EA Ltd, Sasini, KK Security Group, Leisure Lodge Resort, ABC Capital among others.