Hybrid Fixed Term Deposit

This is designed for the individuals and institutions saver who will not need access to their savings for the duration of the savings plan, but would like to get access to the interest earned at specified intervals. It is available for both individuals and corporate customers who want higher return on their investments.


Features & Benefits

  • Attracts higher interest rates than savings accounts
  • Access to interest earned at specified intervals
  • Access to our home ownership products
  • Flexible account terms



  • Two copies of your National ID
  • KRA PIN Certificate
  • Two recent passport size photographs
  • A deposit equal to or exceeding the minimum amount required
  • A letter of introduction from an existing account holder or a reference letter from your employer or banker