Micro Credit Individual Loan

This product is designed to provide loans for people running a micro business and need working capital to boost their businesses.


Features and Benefits

  • Loan amount Kes. 10,000 to Kes. 1 Million 
  • Loan duration is 12 months 
  • Competitive interest rates 
  • Quick processing



  • KYC documents for borrower
  • Co-borrower and guarantor e.g. ID, KRA Pin, passport photo
  • Business records and registration certificate where necessary
  • Business licence
  • 6 months bank statements if you are not banking with us


Securities used are

  • Households and Logbook
  • Stock hypothecation
  • Simple deposit over title deed
  • Cash
  • Guarantor(s)
  • Shares from listed companies discounted 50% OMV