Micro Credit Group Loan

The product is created to provide loans for individuals who are running businesses and want to borrow through a group guarantee system.

One qualifies for five (5) times his/her savings in the group.

  • Loan amount Kes. 10,000 to Kes. 1 Million
  • Loan duration is 12 months
  • Competitive interest rate
  • Quick processing



  • The group needs to have saved for 8 weeks
  • KYC documents for Borrower   e.g. ID,KRA Pin, passport photo
  • Business records
  • Registration certificate where necessary
  • Business license
  • 6 months bank statements if you are not banking with us


Securities used are: 

  • Households and Logbook
  • Stock hypothecation 
  • Simple deposit over title deed
  • Cash
  • Guaranteed by group members
  • Shares from listed companies discounted 50%